Tailored cover, specialist expertise

We understand the complexities and unique nature of the challenges those working in a heritage building can face and so your broker can have confidence when dealing with Ecclesiastical.

Specialist Fine Art, collections and antiques cover

Heritage specialists complement our insurance expertise at Ecclesiastical. This experience, means that we have a comprehensive understanding of the unique nature of your artwork and collections. We have the expertise to protect even the most bespoke risks.

Providing specialist building valuations

We know it’s the specialist characteristics which make historic buildings unique, so we work hard to help you protect those features. We can provide a buildings valuation to our customers all at no additional cost1.

Risk management services

We work closely with key organisations who understand the many challenges faced by custodians and owners of historic buildings. We collaborate to find solutions to risk related issues from health and safety concerns to meeting legislation requirements.

Hear what our customers think

The claim was settled in a fair and efficient way

Historic Ireland Insurance features

Our Historic Ireland insurance can be tailored to meet the needs of both ancient and modern buildings and sites. Cover can include: 
 
  • Buildings and contents
  • Business interruption
  • Reputational risk
  • Trustee and management liability
  • Employers’ liability
  • Public liability
  • Director’ and officers’
  • Loss of licence/Registration
  • Equipment breakdown
  • Fine art, collections and antiques
  • Loss of money
  • Fidelity
  • Hirers’ liability
  • Legal expenses
  • Personal accident
  • Professional indemnity

For our full summary of cover please view our Historic Ireland policy.

1Subject to underwriting criteria

Documents

FAQs

Yes. Ecclesiastical is the UK’s leading insurer of Grade I listed properties and in Ireland we offer a bespoke cover for protected structures.
Protected Structure is a structure that a planning authority considers to be of special interest from an architectural, historical, archaeological, artistic, cultural, scientific, social, or technical point of view and is included in its Record of Protected Structures (RPS). It may be a building or part of a building which is of significance because of its architectural or artistic quality, or its setting, or because of its association with commercial, cultural, economic, industrial, military, political, social or religious history. 
 
Every planning authority is obliged to have an RPS that includes structures of special interest in its area. The RPS forms part of the Development Plan. The legislation for protected structures is contained in the Planning and Development Act 2000. Part IV of the Act deals with architectural heritage.
 
Ecclesiastical uses building valuations to assess the cost of reinstating the building in the case of a claim. Heritage and protected structures will require specialist support and valuations so it is important to ensure that you’re insured for an accurate value should an event such as a major fire cause the need for significant restoration. 
 
Our valuation services are delivered at no extra cost to our customers by our team of specialist surveyors, subject to underwriting acceptance.
Public liability insurance provides cover for an organisation’s legal defence following an incident where a member of the public has suffered an injury or property damage as a result of an incident connected to the organisation. Though cover is not required by law, claims can be costly and therefore insurance is recommended to protect against the financial and reputational impact of a claim. 
 
In addition to providing insurance cover, we provide advice on how to keep evidence of risk assessments and procedures which may help defend your organisation in a public liability claim. 

In insurance terms, a building valuation is to assess the cost of reinstatement of the building. It can be difficult to calculate this value as there are many considerations including; architects fees, restoring original features, debris clearance and specialist considerations. 

Ecclesiastical has been insuring buildings for more than 130 years and by carrying out a building valuation, we are helping to find a more accurate value for your building insurance cover and avoid the risk of underinsurance.

Ecclesiastical has specific standalone Fine Art insurance for organisations. The product gives you the option to place collections held at your premises with Ecclesiastical’s specialist fine art underwriters. You can buy a standalone cover or add fine art as an addition to your existing policy. Please speak with your insurance broker for more information.