Ireland flag Union Jack flag icon United Kingdom Canada flag Canada
Insurance
Resources
Insurance
Resources
Risk Management Cold Weather

Cold weather

Risk Management Cold Weather
Careful maintenance and risk management can help prevent property damage and/or injury during the winter months. To help you manage the risk and stay safe this winter, we’ve brought all of our cold weather advice together in one place.

Slips and trips

In winter, snow and ice can cause additional slip hazards. You may have specific legal duties to guard against these, particularly if you are an employer. 
Precautions may involve gritting, snow clearance and closure of some access routes – especially if these are on outside stairs, ladders or walkways on roofs. 
 
Here are some tips to help protect staff, volunteers and the public when the weather gets cold.
  • Treat paths and walkways with salt or grit before nightfall or early morning before staff, volunteers and visitors arrive.
  • Monitor the condition of the paths regularly, it’s easier to move snow when it’s fresh and loose.
  • Never use water to melt ice and snow as it may refreeze and turn to black ice. Black ice increases the risk of injuries as it is invisible and very slippery. 
  • When you’re shovelling snow, take care not to block drains. 

Water leaks and burst pipes

Water leaks and burst pipes can be extremely destructive, especially if they go unnoticed for long periods of time. We have further advice on how to detect water leaks, handle a burst pipe or prevent frozen pipes.

Temporary heaters

Use of portable heaters should be restricted as much as possible. Where necessary, we recommend electric convector or fan-assisted heaters, with thermostatic cut-outs, which turn off in the event of over-heating. 
Electric radiant heaters and paraffin/oil fired heaters should never be used, even as a temporary measure. They work by emitting heat from an element or flame and pose a significant fire risk.
Temporary heater safety tips:
  • Do not leave temporary heaters unattended for long periods
  • Turn off any temporary heaters when the building is unoccupied
  • Always place heaters clear of any combustible items
  • Take measures to prevent the heater being knocked over
  • Temporary heaters should never be moved when switched on.

Home over the holidays? – How to look after an empty property

Vacant properties are more exposed to risk whether they are empty for a long time, or just over the holidays. When there is no one to keep an eye on buildings, the risk of theft and vandalism can increase. Equally, if a pipe does burst it may go unnoticed for a longer period of time and therefore cause more damage.   
To alleviate risk, we provide detailed advice on vacant property security and protection which helps identify some of the biggest risks to vacant properties.

Contact us

For more information please contact us on:

01 619 0300

Lines are open 9am -5pm, Monday to Friday (excluding bank holidays).

Contact us

You may also be interested in:

Cold weather

Careful maintenance and risk management can help prevent property damage and/or injury during the winter months. To help you manage the risk and stay safe this winter, we’ve brought all of our cold weather advice together in one place.

Environmental & Weather

Escape of water

According to Ecclesiastical claims data, escape of water is the largest cause of property insurance claims.

Flood Guidance

The risk of flooding can come from costal inundation, rivers or run-off from drains that are unable to cope with the volume of water.

Environmental & Weather

Storm safety advice

What to do before, during and after a storm

;